Formal Legal Notice

FORMAL DEMAND FOR PAYMENT SENT VIA EMAIL AND CERTIFIED MAIL

Date: {dueDate}

TO: {clientName} {clientAddress}

FROM: {companyName} {companyAddress}

RE: DEMAND FOR IMMEDIATE PAYMENT Invoice Number: #{invoiceNumber} Original Amount: {currency}{amount} Original Due Date: {dueDate} Total Amount Now Due: {currency}{totalDue}

Dear {clientName},

PLEASE TAKE NOTICE that {companyName} hereby makes formal demand for immediate payment of the sum of {currency}{totalDue} representing the outstanding balance on invoice #{invoiceNumber}, plus all accrued late fees and interest.

This debt has been outstanding for more than 30 days despite multiple requests for payment. All previous informal attempts to resolve this matter have been unsuccessful.

DEMAND IS HEREBY MADE for payment in full within {responseDeadline} of receipt of this notice.

FAILURE TO PAY within the specified time will result in {companyName} taking the following actions without further notice:

1. Filing a lawsuit in the appropriate court to recover the debt
2. Seeking recovery of the principal amount plus all accrued interest, late fees, court costs, and attorney fees
3. Reporting the delinquent account to credit reporting agencies
4. Engaging professional debt collection services

This letter constitutes formal notice of intent to pursue all available legal remedies. Any legal action taken will seek full recovery of all amounts owed plus interest, costs, and attorney fees as permitted by law.

If you dispute this debt, you must provide written notice within {responseDeadline} stating the basis for your dispute. Otherwise, this debt will be assumed valid and collection efforts will proceed.

To make payment or discuss this matter, contact the undersigned immediately.

This communication is from a creditor attempting to collect a debt. Any information obtained will be used for that purpose.

Respectfully,

{yourName} {companyName}